Fed Rate Pivot Portfolio Rebalancer

Turns the mid-2026 Fed pivot from cuts to potential hikes into a portfolio rebalancing plan — models sector exposure to a 3.50–3.75% funds-rate regime, stress-tests duration and credit risk against 25/50/75 bp hike scenarios, ranks holdings by rate-sensitivity beta and refinancing-wall exposure, and produces a prioritized trim/add list with tax-lot-aware sequencing and a 90-day rebalance calendar